What does a mortgage broker do?

A mortgage broker helps you find and apply for a home loan by comparing lenders, negotiating on your behalf, and guiding you through the process.

How much do you cost?

We don't charge for our services. We are paid a commission by the lender when your loan settles.

Is it better to use a broker or go straight to a bank?

Brokers can access a wide range of lenders and products, often getting better deals than going directly to one bank. We also consider your key driver—whether it's speed, borrowing power, trust, SMSF, or casual employment—and match you with the lender most likely to approve your loan the first time.

Yes—we are licensed through ASIC and are a credit representative under an Australian Credit Licence (ACL). We’re also members of the MFAA, and Renee is a qualified MFAA mentor.

Can you help with refinancing my current home loan?

Absolutely. We help clients refinance for better rates, access equity, or switch lenders. We can also assist with purchases, construction loans, and renovation loans.

How many lenders do you have access to?

We work with over 50 lenders, including major banks, credit unions, and non-bank lenders.

Can you help first home buyers in QLD?

Yes—we can guide you through QLD-specific grants and incentives like the First Home Owner Grant, First Home Builder Grants, and stamp duty concessions.

How do brokers get paid? Is their advice biased?

Brokers are paid commissions by lenders, but must act in your best interests under the “Best Interests Duty” legislation. Good brokers, like us, are transparent about commissions and clearly show how much each lender pays.